The worry-free way to buy a car peer to peer.
We handle the details so you can drive away confidently. Financing, protection, and peace of mind — all in one place.
Every car comes with protection you can count on.
CARFAX history reports
Know the car's story before you buy.
At-home inspection
We come to you. You stay in control.
Flexible financing
Competitive rates. Terms that fit you.
Tailored warranties
Coverage options you can count on.
Made for real driveways.
Meet the seller. Kick the tires. We'll handle the financing.
Buying peer-to-peer shouldn't mean wiring strangers a pile of cash. Melon turns any Marketplace listing into a real auto loan — so you can show up to the test drive knowing exactly what you'll pay each month.
Recently financed with Melon
Real cars. Real people. Real peace of mind.
Backed by partners you already know
Why take the chance to buy a lemon?
Get Melon and drive with confidence.
About Melon Financial Inc.
Founded in Montreal, Melon Financial is a fintech platform transforming the way consumers finance vehicles purchased outside of traditional dealerships. Built for today's digital car buyer, Melon connects consumers with flexible auto loan and leasing solutions for vehicles found on platforms such as Facebook Marketplace, Kijiji, AutoTrader, CarGurus, and AMVOQ. By simplifying approvals and streamlining the financing process, Melon makes private vehicle purchases more accessible, transparent, and convenient for everyday buyers.