— How it works
From listing to driveway, in three simple steps.
Melon turns any private vehicle listing into a real auto loan — with all the protections you'd expect from a dealership, minus the dealership.
1
Paste your listing
Drop in any Facebook Marketplace, Kijiji, AutoTrader, CarGurus or AMVOQ link. We'll pull the car details automatically.
2
Get pre-approved
Share a few details and see your estimated monthly payment. There's no impact to your credit score to check your rate.
3
Buy with confidence
We coordinate the CARFAX, lien check, optional at-home inspection, secure payment and warranty — so you can pick up the keys worry-free.
CARFAX history reports
Know the car's story before you buy.
At-home inspection
We come to you. You stay in control.
Flexible financing
Competitive rates. Terms that fit you.
Tailored warranties
Coverage options you can count on.
Why take the chance to buy a lemon?
Get Melon and drive with confidence.
No impact to your credit score